On-demand Automated Compliance System

Nationwide proliferation of anti-predatory laws and ever-changing state consumer lending regulations have caused mortgage lenders and banks to shift their regulatory compliance focus from traditional sampling and manual reviews to a pre-close, automated, transaction-level approach. ComplianceAnalyzer, the mortgage industry’s standard for automated compliance, provides industry-leading coverage at a minimal cost to over 250 satisfied institutions throughout the industry.

About ComplianceAnalyzer	ComplianceAnalyzer Benefits
ComplianceAnalyzer is built on ComplianceEase’s patent pending CriticalDecision^SM platform. Using advanced rules-based decisioning technologies and natural language processing, business users can easily understand and address all applicable regulatory compliance requirements.	Reduce unnecessary risk exposure Improve asset quality and profitability Significant cost savings Increase efficiency and accuracy Proactive compliance enforcement Improve overall risk management
ComplianceAnalyzer Performs	Flexible Access
Comprehensive reviews consist of multi-jurisdictional audits covering: Home Ownership and Equity Protection Act (Section 32) State and municipal high cost / anti-predatory laws and regulations Truth In Lending Act (TILA) State license-based consumer lending and licensing laws and regulations Secondary market investors’ and GSEs’ compliance guidelines Lenders’ internal policies	The ComplianceEase on-demand platform can accommodate your institution’s unique access needs. We have partnered with industry leading service providers make it even easier to access our solutions through: Major loan origination systems Top loan document systems Other access methods include: Web browser interface Web service integration Bulk / batch file audits
ComplianceAnalyzer Features	Compliance Expertise
Real-time decisioning in just seconds Loan-level summary reports supported by detailed analyses Industry baseline RiskIndicator™ Exception handling and reporting Exportable management reports Comprehensive compliance certificate	ComplianceEase has extensive operational compliance knowledge and legal resources. Our research and legal reviews are led by general counsel - Donald Lampe, Esq. partner of Womble Carlyle Sandridge & Rice, PLLC. Mr. Lampe is one of the nation’s leading authorities on federal and state anti-predatory lending legislation. He also coordinates with a network of lawyers on state consumer lending laws and regulations across the country.

Risk Level at a Glance

ComplianceAnalyzer organizes results of compliance reviews into one easy-to-understand screen. Additional screens provide specific detailed results of compliance reviews. With a single click users can access a complete trail of compliance reviews.

Comprehensive Finding Analysis

When potential violations or exceptions are detected, the system provides narrative explanations. Mortgage Compliance Analysis Reports reference the reasoning, calculations, citations, and text of relevant legislation.

Real-time Collaboration

Case management functionality facilitates collaborative interaction between management and staff allowing them to track and resolve issues in an online environment.

Dynamic Reporting

ComplianceAnalyzer includes powerful reporting tools that empower management to instantly track real-time risk level.

About ComplianceEase

ComplianceEase, a division of LogicEase Solutions Inc., headquartered in the San Francisco Bay Area, is a premier provider of intelligent business solutions to the financial services industry. ComplianceEase’s significant and growing client base includes top tier mortgage lenders, banks, and Wall Street firms. Founded in 2001 and managed by a team of highly experienced and innovative mortgage and technology professionals, the company is funded by the First American Corporation, the WI Harper Group, and the senior management team.

ComplianceAnalyzer® ROI Analysis

For technical issues regarding ComplianceAnalyzer, you can contact clientsupport@complianceease.com